Lithuania Electronic Money Institution

This Lithuania-based Electronic Money Institution (EMI) is licensed by the Bank of Lithuania and operates across 29 EU countries, offering innovative financial services such as payment transactions, electronic money issuance, and currency exchange. Established in 2017, the company manages approximately €450,000 in capital reserves and processes a monthly transaction turnover of €10-13 million. It has issued over 10,000 IBANs and serves around 600 clients. With a highly skilled team of 17 professionals, including a former central bank CEO, the EMI has steadily grown, projecting profitability by late 2023. Its robust IT infrastructure integrates a SaaS banking core system, proprietary KYC tools, and advanced AML measures, ensuring efficiency, security, and regulatory compliance.

The EMI leverages strategic partnerships with global banks, CENTROlink, and payment service providers to facilitate SEPA and SWIFT transactions while issuing its own EUR IBANs. Its commitment to compliance is evident through regular audits, including three external AML reviews with minimal findings. Positioned for sale, the company offers equity stakes ranging from 30% for €2.8 million to 100% for €7.5 million. With its established market presence, innovative technology, and scalable operations, the EMI represents a compelling investment opportunity in the rapidly growing digital financial services sector.